Types of Aid
Financial Aid Programs
Federal Pell Grant
The Federal Pell Grant is available to students who have demonstrated the highest calculated need. It is estimated that this award will range between $626 and $5775 for full-time study for the 2015-2016 aid year. The Expected Family Contribution (EFC) calculated from the Free Application for Federal Student Aid (FAFSA) determines this award.
Federal Supplemental Educational Opportunity Grants (SEOG)
The Federal Supplemental Educational Opportunity Grant is awarded to Federal Pell Grant recipients who have demonstrated the highest calculated need. The average award for full-time students is $1,000. Funds are limited and subject to availability.
The Federal Work-Study award provides employment opportunities in various campus offices. Work-Study awards are offered to students with financial need. Students are paid at an hourly rate and receive paychecks every two weeks for the hours worked. Work-Study will not be credited to the student’s account. The average award for Federal Work-Study is $3,500 per academic year.
William D. Ford Federal Direct Student Loan Program
The William D. Ford Federal Direct Student Loan Program provides low-interest long-term loans to students for education expenses. The lender of these loans is the federal government and repayment is to the U.S. Department of Education. The Federal Direct Subsidized Student Loan is awarded to students with financial need. The Subsidized and unsubsidized loan has a fixed interest rate of 4.29% through June 30, 2016. The Subsidized loan does not accrue interest while the student is enrolled at least half-time. The award for a first year student is $5,500. Second year dependent students can receive $6,500. Independent undergraduate first year students may be eligible for $9,500 and second year students $10,500. Repayment begins six months after half-time enrollment ceases.
New Jersey Grants and Scholarships
The New Jersey Student Tuition Assistance Reward Scholarship (NJ STARS) Program is an initiative created by the State of New Jersey that provides New Jersey’s highest achieving students with free tuition at their home county college. The NJ STARS award covers the cost of tuition, less any State and/or Federal grants and scholarships, for up to five semesters. The award covers these charges for up to 18 credit hours per semester. Students must graduate in the top 15% of their high school class in either their Junior or Senior Year and completed a rigorous series of high school coursework as determined by the New Jersey Commission on Higher Education.
TAG (Tuition Aid Grant)
The NJ Tuition aid Grant Program (TAG) is a generous need based state funded financial aid program. TAG awards may cover up to the cost of tuition and is offered to students with demonstrated financial aid. Eligibility for TAG is based on filing the FAFSA application and listing Middlesex County College as the first choice. Any additional information required by the state must be submitted via the www.njgrants.org website.
Educational Opportunity Fund Program
The New Jersey Educational Opportunity Fund provides financial assistance to students from educationally and economically disadvantaged backgrounds who attend institutions of higher education in the State of New Jersey. These grants are renewable based on continued eligibility.
Garden State Scholarship Program
The State’s merit-based scholarship program recognizes academic excellence and encourages applicants to continue their education at New Jersey’s Colleges and Universities. There are two types of scholarships – Edward J. Bloustein Distinguished Scholarship and Urban Scholars. Both offer annual scholarship awards up to $1,000. Students do not apply directly for scholarship consideration. By October 1 each year, participating high schools provide HESAA with the names and junior class standings for all potentially eligible students. Students are notified of eligibility during November/December of their senior year in high school.
Scholarships (Middlesex County College and Private Scholarship Opportunities)
Middlesex County College Scholarship Opportunities
Students should access the Middlesex County College Scholarships Home page.
Many outside organizations award scholarships. If a student’s family is affiliated with a community or religious organization, the organization may be contacted to see if it offers scholarships. Many companies will help employees or children of employees finance their education. Students may contact their employer or their parents’ employers and ask if they have tuition assistance programs.
Students may access the Middlesex County College’s Foundation page for more information.