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Finance & Legal

Is Medicare Marvelous?

Three-quarters of Baby Boomers do not know how Medicare works. Some people think that once you are 65, all medical costs are free. In fact, Medicare is not free and not all medical costs are covered by Medicare. Learn how Medicare works and get a handle on how much you will potentially spend on health care when you are covered by Medicare. Know the basics so that you avoid mistakes in how and when to enroll in Medicare programs.
Instructors: M.D. Roberts, CPA/CFP(R), L. E. Springer, CFP(R)
Tuition: $10 + general fee $5. Total $15
GFIN 018-16 Thursday, 6:30-9:30 p.m., October 4

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Is Social Security Secure?

Gain an understanding of the importance of Social Security in retirement planning. Social Security retirement benefits are more complicated than most people think and the decisions that you make about Social Security benefits can have a tremendous impact on your financial future. Learn basics on the potential for maximizing your benefits and about when to apply. Considering that you may be retired for 25 or 30 years, knowing your options now is a great step in retirement planning.
Instructors: M.D. Roberts, CPA/CFP(R), L. E. Springer, CFP(R)
Tuition: $10 + general fee $5. Total $15
GFIN 019-16 Tuesday 6:30-9:30 p.m., October 9

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Financial Strategies for a Successful Retirement

Most people spend time dreaming about the financial freedom to do what they want, without knowing how to work toward those goals on a day-to-day basis. Learn effective strategies that address the financial realities of retirement. Gain the knowledge to make smart choices and be confident about your retirement. Topics include how to determine the amount of money you need to retire, eliminate debt, select the correct retirement plan distribution, minimize taxes, reduce risk, provide for your heirs and “inflation proof” your income.
Instructors: M.D. Roberts, CPA/CFP(R), L. E. Springer, CFP(R)
Tuition: $50 + general fee $10. Total $60
GFIN 017-18 Tuesdays & Thursdays, 6:30-9:30 p.m., October 23, 25, 30, November 1

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Financial Planning for Special Needs NEW

When you have a family member with special needs, there are unique financial considerations. Without the proper guidance, you may not know about the financial resources that may be available for you and your family. The focus of financial planning for special needs may span several generations. The instructor, the parent of a special needs adult, will share his personal experiences and help you develop a roadmap for going forward. Topics include: SSI (Supplemental Security Income); Social Security Disability Benefits and when to apply for them; Guardianship and conservatorship; an ABLE account – what it is, how to fund it, and how to use it; what is a Special Needs or Supplemental Needs Trust and who should prepare it; Funding a trust – various alternatives; what other family members need to know if they wish to provide resources to a special needs individual; and how financial planning for special needs changes your personal financial planning.
Instructor: M. D. Roberts, CPA/CFP(R)
Tuition: $10 + general fee $5. Total $15
GFIN 029-02 Tuesday, 6:30-9:30 p.m., November 20

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Is Now the Time to Buy a Home? NEW

If you are considering — or ever dreamed of — purchasing a new home, this course is for you.
Geared for the first-time home buyer, learn the process of buying a home, obtaining the right mortgage, finding great deals, and learning the secrets that may save you thousands.
Instructor: J. Pech
Tuition: $35 + general fee $15. Total $50
REAL 325-16 Thursday, 6:30-9:30 p.m., October 11

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For Sale by Owner: Sell Your Home on Your Own NEW

Do you want to sell your home and avoid sharing profits with a real estate agent? Join us and learn the selling secrets and basics: little or no-cost marketing and advertising strategies, pricing your home, preparing your home for sale, and managing telephone inquiries, appointments and visitors.
Instructor: J. Pech
Tuition: $35 + general fee $15. Total $50
REAL 317-30 Thursday, 6:30-9:30 p.m., November 8

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