financial aid

Types of Aid

GRANTS

Educational Opportunity Fund Program
The New Jersey Educational Opportunity Fund provides financial assistance to students from educationally and economically disadvantaged backgrounds who attend institutions of higher education in the State of New Jersey. These grants are renewable based on continued eligibility. Learn more and apply.

Federal Pell Grant
The Federal Pell Grant is available to students who have demonstrated the highest calculated need. The Expected Family Contribution (EFC) calculated from the FAFSA determines this award.

Federal Supplemental Educational Opportunity Grants (SEOG)
The Federal Supplemental Educational Opportunity Grant is awarded to Federal Pell Grant recipients who have demonstrated the highest calculated need. The average award for full-time students is $1,000. Funds are limited and subject to availability.

TAG (Tuition Aid Grant)
The NJ Tuition aid Grant Program (TAG) is a generous need based state funded financial aid program. TAG awards may cover up to the cost of tuition and is offered to students with demonstrated financial aid. Eligibility for TAG is based on filing the FAFSA application and listing Middlesex County College as the first choice. Any additional information required by the state must be submitted via the www.njgrants.org website.


WORK-STUDY

The Federal Work-Study award provides employment opportunities in various campus offices. Work-Study awards are offered to students with financial need. Students are paid at an hourly rate and receive paychecks every two weeks for the hours worked. Work-Study will not be credited to the student’s account. The average award for Federal Work-Study is $3,500 per academic year.


LOANS

Direct Subsidized Loan
A loan based on financial need for which the federal government generally pays the interest that accrues while the borrower is in an in-school, grace, or deferment status, and during certain periods of repayment under certain income-driven repayment plans.

Direct Unsubsidized Loan
A loan for which the borrower is fully responsible for paying the interest regardless of the loan status. Interest on unsubsidized loans accrues from the date of disbursement and continues throughout the life of the loan.

Direct Plus Loan
A loan available to graduate students and parents of dependent undergraduate students for which the borrower is fully responsible for paying the interest regardless of the loan status.


SCHOLARSHIPS

Middlesex County College Scholarship Opportunities
Since 1967 the Middlesex County College Foundation has distributed more than $12 million in scholarships, financial aid and grants to more than 15,000 deserving students. The MCC Foundation currently has more than 120 scholarships available to qualified students. You only need to complete one application to apply for all scholarships. Click here to view a list of all MCC scholarship opportunities.

NJ STARS
The New Jersey Student Tuition Assistance Reward Scholarship (NJ STARS) program is an initiative created by the State of New Jersey that provides New Jersey’s highest achieving students with free tuition at their home county college. The NJ STARS award covers the cost of tuition, less any State and/or Federal grants and scholarships, for up to five semesters. The award covers these charges for up to 18 credit hours per semester. Students must rank in the top 15% of their high school class in either their Junior or Senior Year.  Completing the FAFSA application is required.

Garden State Scholarship Program
This State merit-based scholarship program recognizes academic excellence and encourages applicants to continue their education at New Jersey’s Colleges and Universities.  This program offers annual scholarship awards up to $1,000. Students do not apply directly for scholarship consideration.  Students are notified of eligibility during November/December of their senior year in high school.

Private Scholarships
Many outside organizations award scholarships. If a student’s family is affiliated with a community or religious organization, the organization may be contacted to see if it offers scholarships. Many companies will help employees or children of employees finance their education. Students may contact their employer or their parents’ employers and ask if they have tuition assistance programs.

Click here for a list of free scholarship search engines.